Melbourne's Independent Brokers
We Work for You,
Not the Banks.
Deals Mortgage is a Melbourne-based brokerage that connects borrowers with over 40 lenders to find finance that fits real life, not a bank's preferred product.
Book a Free ConsultationOur Story
Built Around One Idea: Better Finance for Everyone
Deals Mortgage was founded with a clear purpose: to give Australian borrowers the same access to lender choice that banks keep for themselves. Headquartered in Chadstone, Victoria, our team works with first-home buyers, families looking to refinance, and property investors who want to grow their portfolios.
We are not tied to any single bank or lender. That independence is everything. It means every recommendation we make is driven by what suits your situation, not by what earns us the most commission from a preferred partner.
From your first phone call to the day you settle, we stay by your side, translating the fine print and managing the paperwork so you can focus on the bigger picture.
What Drives Us
Our Values in Plain English
We hold ourselves to a short list of principles that shape every client conversation we have.
Client First, Always
Every loan structure we recommend is the one that genuinely benefits you. We explain our reasoning and never pressure you into a product.
Transparency at Every Step
No hidden surprises. We walk you through rates, fees, and loan conditions before you sign a single document. What you see is what you get.
Real Results
We measure our success by yours. Lower repayments, faster approvals, and smarter structures are the outcomes we aim for on every file.
Independent Advice
We are not owned by or affiliated with any bank. Our only obligation is to you, which means you get honest, unbiased guidance every time.
Locally Grounded
Our team knows the Melbourne property market inside out. We understand local conditions, suburbs, and the nuances that can affect your loan.
Broad Lender Access
With over 40 banks, credit unions, and non-bank lenders on our panel, we have the range to find options for a wide variety of financial situations.
The Deals Mortgage Difference
One Relationship. Forty-Plus Options.
When you approach a bank directly, you see one set of products. When you work with Deals Mortgage, you gain access to the full breadth of our lender panel, including major banks, boutique credit unions, and specialist non-bank lenders.
That breadth matters because no two borrowers are identical. A lender that is perfect for a first-home buyer on a single income may be entirely wrong for a self-employed investor with a complex structure. We match you to the right lender, not the nearest available one.
- Over 40 banks and financial institutions on our panel
- Major banks, credit unions, and non-bank lenders
- Specialist lenders for self-employed and complex situations
- Investment and commercial finance options available
- Obligation-free initial assessment of your borrowing position
How We Help
Three Ways We Can Assist You
From your first home to your fifth investment property, we have a service built for where you are right now.
Home Loans
Whether you are buying your first home or your fifth, we simplify the path to approval. We search across 40+ lenders to find a rate and structure that suits your circumstances.
Start your applicationRefinancing
Already carrying a mortgage? We negotiate on your behalf to reduce your interest rate or improve your loan terms, often saving clients hundreds every month.
See what you could saveInvestment Loans
Growing a property portfolio or acquiring a commercial or warehouse asset? We structure investment finance that works with your long-term strategy, not against it.
Talk to a brokerHow It Works
From First Call to Settlement
A straightforward process with a real person guiding you at every stage.
Free Consultation
We start with a no-obligation conversation about your goals, income, and current situation. No paperwork yet. Just a clear-headed discussion about what is possible.
Lender Search
We search across our panel of 40+ lenders to identify the products that match your profile. We compare rates, features, and fees side by side.
Application Support
We prepare and submit your application, liaise with the lender, and keep you informed throughout. We handle the back-and-forth so you do not have to.
Approval & Settlement
Once approved, we guide you through the final steps to settlement and remain available for questions well after the ink is dry.
Ready to Talk Finance?
Our brokers are available Monday to Saturday, 8 am to 8 pm. Reach us by phone, email, or in person at our Chadstone office.
Find Us
Visit Our Chadstone Office
1341 Dandenong RdChadstone VIC 3148
Opening Hours
- Monday – Saturday
- 8:00 am – 8:00 pm
- Sunday
- Closed